Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Millenia Advisors, LLC.
1350 Timberlake Manor Parkway - Suite 460 • Chesterfield, MO • 63017
Phone: 636.777.7780
Toll Free 866.583.1001 		• Fax: 636.530.1049
• lneumann@milleniallc.com

1350 Timberlake Manor Parkway - Suite 460, Chesterfield, MO 63017
Phone: 636.777.7780   Fax: 636.503.1049    Email: lneumann@milleniallc.com

Securities offered through Securities Service Network, Inc,
A registered broker/dealer. Member FINRA & SIPC.

Fee-based advisory services are offered through SSN Advisory, Inc., a registered investment advisor.  These services are available only to residents of California, Florida, Massachusetts, Missouri,  North Dakota, New Hampshire, New Jersey, New York, Ohio, Texas, Virgina, & Washingoton..

We are registered to sell Securities in the following states:
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