Millenia Advisors, LLC.

 

  Welcome to the Millenia Advisors, LLC website.


Millenia Advisors, LLC is a St. Louis-based financial services company that specializes in helping clients build and protect their financial assets for a secure and prosperous retirement.  Our Team approach to managing your finances ensures that the process is easy to understand and kept as simple as possible.    We adhere to the highest ethical standards and always act in your best interests.

Please take a few moments to familiarize yourself with our website and our team members.  For your convenience, our site is regularly updated to give you the most current information on investments, tax issues and other related topics.

For additional information about our company, or to set up an initial consultation, please call our main Chesterfield office at (636) 777-7780.  We look forward to working with you!

 

 

 

 INVESTMENTS - INSURANCE -  RETIREMENT

 

 


 
Calculators

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

More Calculators →

Newsletters

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

Fixed for Life

More than 40% of Americans ages 36 and older are at risk of running out of money in retirement, according to a retirement readiness study. In fact, almost one-third of people with upper-middle incomes and 13% with high incomes may not be able to pay for basic retirement expenses and uninsured health-care costs after two decades in retirement.

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

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